Do You Really Need Travel Insurance in Bali? Honest Advice from a CFP

Every week I talk to someone who just got back from a trip and wished they had travel insurance. Or worse someone who is still dealing with the bill.

So let me give you the honest answer.

Yes. You need travel insurance. Here’s why?

Medical care outside Indonesia is expensive. A simple hospital visit in Australia or Singapore can cost USD 5,000 or more. An emergency evacuation? USD 50,000+. Travel insurance covers this for a fraction of the cost.

    What does travel insurance actually cover?

    • Medical emergencies abroad
    • Trip cancellation or delays
    • Lost or stolen luggage
    • Flight cancellations
    • Personal liabilities

    How much does it cost? Starting from Rp 24.900 for domestic trips and Rp 94.000 for international travel per person for 4 days.

    Who needs it most? Expats travelling home for holidays Bali residents going overseas for work Tourists visiting from abroad Anyone travelling for medical treatment

    Ready to get covered? I can find you the right policy in minutes. No confusing forms. No pressure.

    Chat with me on WhatsApp and let’s sort it out today.

    Rosallyn Tanoyo — Certified Financial Planner (CFP), Bali

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